MIS is the product where members invest upfront to get return every month till the end of tenure
Member deposit scheme
Monthly Income Scheme
Regular monthly payouts
Member-only
RBI-guided norms
Nearest branch
About this scheme
Why members choose this product
Welcome to the Nitya Vikas Co-operative Society Monthly Income Scheme (MIS)—a secure investment plan carefully designed to provide you with a steady, reliable source of regular income. We understand the importance of ongoing financial stability, which is why our MIS is the perfect solution for retirees, families, or anyone looking to generate a passive income stream without depleting their principal savings.
By investing a one-time lump sum amount, you can earn guaranteed monthly interest payouts directly into your account. This ensures you can comfortably meet your everyday expenses while keeping your primary capital completely safe and intact.
With highly attractive interest rates, flexible tenure options, and zero hidden charges, planning for a stress-free life is effortless. Invest with Nitya Vikas today and enjoy the peace of mind that comes with a guaranteed monthly income.
Features
Key benefits
Attractive and assured returns (as per circular)
Impeccable services
A wide range of deposit products to choose from
Rates & slabs
Applicable rate table
Effective date: not set on the website yet. When you share the circular date and row values, we will publish them here. Until then, confirm slabs at your nearest branch.
Confirm at branch
Column order S No. · Plan type · Minimum deposit · ROI (%) · Maturity amount (Rs)
| S No. | Plan type | Minimum deposit | ROI (%) | Maturity amount (Rs) |
|---|---|---|---|---|
| No numerical rows are published on the site yet. Send the values (and optional effective date) for the columns listed above; we will fill this table without inventing numbers. | ||||
Planning tool
Use our online calculator for indicative figures. Final amounts follow the society’s circular and branch confirmation.
Latest updates
News & circulars
Next step
Open or enquire at the branch
Talk to DURGAPRASAD — DO No. 15-19-40, 1st Floor, Opp. Kanyaka Parameswari Temple, Main Road, Old Town, Repalle — 522265.