Lump-sum deposit

MIS calculator

Same fields as the legacy MIS tool: deposit date, VIKAS tenure plan, customer type, and one-time deposit amount. Maturity figures use the same quarterly-compounding lump-sum model as our FD calculator — illustrative; monthly payout rules and TDS follow branch circulars.
10 VIKAS plans
Quarterly compounding
Indicative only

MIS calculator

Investment start date; maturity adds the selected plan months.

Type of customer

Senior rate uplift (if any) follows circular — default bonus in code is 0 until confirmed.

One-time deposit (principal under the MIS plan).

Maturity details

Illustrative gross maturity on principal; confirm payout structure at the branch.

Select a plan

Rate of interest0 %
Maturity date
Total deposit₹ 0
Interest amount₹ 0.00
Maturity amount ₹ 0.00
Note: many MIS products pay interest monthly and return principal at maturity; this screen estimates a compounded maturity on the lump sum for comparison only. Actual monthly payouts, withholding, and principal return follow the society’s MIS circular and sanction letter.

VIKAS plans

All MIS plans & ROI

Reference grid — same tenures and rates as the legacy MIS calculator dropdown.

VIKAS - 12 (1 YEAR)
12 months 12.00%
VIKAS - 24 (2-YEARS)
24 months 13.00%
Featured plan
VIKAS - 36 (3-YEARS)
36 months 14.00%
VIKAS - 48 (4-YEARS)
48 months 12.00%
VIKAS - 60 (5 YEARS)
60 months 12.00%
VIKAS - 72 (6-YEARS)
72 months 12.00%
VIKAS - 84 (7-YEARS)
84 months 12.00%
VIKAS - 96 (8-YEARS)
96 months 12.00%
VIKAS - 108 (9-YEARS)
108 months 12.00%
VIKAS - 120 (10-YEARS)
120 months 12.00%

Invest in MIS

Visit the branch

Discuss VIKAS tenures, monthly income option, and documentation with our branch team.

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