Member secured credit
Loan calculator
Mirrors the legacy loan tool: start date, loan product, ROI, amount, tenure in months, instalment frequency, interest type (flat vs declining balance), and with or without EMI. Figures are illustrative — sanction, charges, and repayment holidays follow board policy and your sanction letter.
Flat & declining
Flexible frequency
Estimate only
Loan calculator
Repayment summary
Based on your inputs; not a sanction letter.
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Installment₹ 0.00
No. of payments—
Total repayment₹ 0.00
Total interest₹ 0.00
Loan start (reference)
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Note: processing fees, insurance, legal charges, prepayment penalties, and actual day-count (365/366) are not included. Declining balance uses a standard amortizing EMI with period rate = annual ROI × (payment interval days ÷ 365). Flat interest is calculated on the original principal for the full tenure in years, then divided into equal instalments. Confirm all terms with your nearest branch.
Loan products
Legacy product labels
These names match the society’s online loan calculator dropdown. Pricing and eligibility still depend on the product circular and your sanction.
BASIC LOAN (Flat)
SECURED LOAN (Flat)
BUSINESS LOAN NEW (Flat)
BUSINESS LOAN (Flat)
PERSONAL LOAN (Flat)
Apply for a loan
Speak to the branch
Sanctioned secured loans are documented as per society rules — use this calculator only for rough planning.