Quarterly FD & RD interest — branch circular
Effective from the start of the quarter as per society board resolution; compounding and TDS rules apply as notified.
Category
Deposit schemes
Circulars on saving, FD, RD, MIS and daily deposit products.
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Daily deposit (Pigmy) — collection timings
Doorstep and counter collection timings for daily wage earners; holidays as per branch notice.
MIS monthly payout — eligibility reminder
Monthly income plan payouts are for eligible members as per scheme terms and KYC completion.
Saving account — minimum balance & service
Maintain the minimum balance notified from time to time to avoid service charges on your saving deposit.
Fixed deposit: tenure, renewal & maturity credit
Choose tenure as per scheme brochure; auto-renewal and payout to registered bank accounts follow society rules.
Recurring deposit: missed instalment & regularity
Regular monthly credits build discipline; repeated defaults may affect renewal benefits as per terms.
Monthly income scheme: payout date & TDS
Payouts follow a declared calendar; tax deducted at source applies where income crosses notified thresholds.
Why save with a cooperative credit society?
Member-owned institutions focus on service, transparent products, and local governance aligned with member interest.
KYC refresh & nominee update — member notice
Keep identity, address and nominee details current to avoid delays in payouts and loan processing.
Branch visit: passbook, statements & grievance desk
Members can update passbooks, request statements, and raise service feedback during published working hours.